Submission Requirements:

Conventional Financing, Bridge,
Hard Money & Land

  • Completed ANS Submission Form
  • Completed 1003
  • Up to Date Tri Merge Credit Report (broker submitted)
  • Completed Authorization Form (direct borrowers)
  • Up to date Personal Financial Statement for all guarantors
  • The Last 3 years of Personal and all Corporate Tax Returns & Schedules
  • The Last 3 years of Profit and Loss Statements
  • The Last 3 years of Balance Sheets (owner occupied buildings)
  • Up to Date Rent Roll if applicable
  • Copies of Signed Leases
  • Articles of Incorporation (if property is held in a LLC, Corp, or Trust)
  • Color Photos of Subject Property

Stated Income

  • Completed ANS Submission Form
  • Completed 1003
  • Up to Date Tri Merge Credit Report (broker submitted)
  • Completed Authorization Form (direct borrowers)
  • Up to date Personal Financial Statement for all guarantors
  • The Last 3 years of Profit and Loss Statements (investment properties only)
  • Up to Date Rent Roll if applicable
  • Copies of Signed Leases
  • Articles of Incorporation (if property is held in a LLC, Corp, or Trust)
  • Color Photos of Subject Property

Additional Items May Be Required

  • Executive Summary with Exit Strategy For Bridge, Hard Money & Land
  • Letters of Explanation for low credit, lates on mortgages, bankruptcies, judgments, liens, etc.