Conventional Financing, Bridge,
Hard Money & Land

• Completed ANS Submission Form
• Completed 1003
• Up to Date Tri Merge Credit Report (broker submitted)
• Completed Authorization Form (direct borrowers)
• Up to date Personal Financial Statement for all guarantors
• The Last 3 years of Personal and all Corporate Tax Returns & Schedules
• The Last 3 years of Profit and Loss Statements
• The Last 3 years of Balance Sheets (owner occupied buildings)
• Up to Date Rent Roll if applicable
• Copies of Signed Leases
• Articles of Incorporation (if property is held in a LLC, Corp, or Trust)
• Color Photos of Subject Property

Stated Income

• Completed ANS Submission Form
• Completed 1003
• Up to Date Tri Merge Credit Report (broker submitted)
• Completed Authorization Form (direct borrowers)
• Up to date Personal Financial Statement for all guarantors
• The Last 3 years of Profit and Loss Statements (investment properties only)
• Up to Date Rent Roll if applicable
• Copies of Signed Leases
• Articles of Incorporation (if property is held in a LLC, Corp, or Trust)
• Color Photos of Subject Property

Additional Items May Be Required

• Executive Summary with Exit Strategy For Bridge, Hard Money & Land
• Letters of Explanation for low credit, lates on mortgages, bankruptcies, judgments, liens, etc.